Occupation fit
Definitions and eligibility aligned to the work you actually do.
All solutions
Wealth
Income Protection
A plan to replace part of your income if illness or injury stops you from working.
Overview
Clear protection starts with the right questions.
Your future earnings may be your largest financial asset. We help protect them with cover designed around occupation, income, waiting period and responsibilities.
Right waiting period
Cover coordinated with savings, employer benefits and sick leave.
Sustainable benefit
Income replacement structured around real monthly commitments.
Common questions
The details worth knowing.
Insurance and investment terms vary by provider, jurisdiction and personal circumstances. We make the important differences visible.
01How long before benefits begin?+
Policies have a waiting period. We help choose one that fits your emergency savings and existing employer benefits.
02Can business owners qualify?+
Often yes, subject to financial evidence, occupation and insurer underwriting.
Recommendations are subject to insurer or provider terms, underwriting, eligibility and applicable local regulation. Investment values can fall as well as rise.
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